Microcredit Repayment in Malaysia Essay

To analyse whether gender of borrower bias microcredit repayment. Hypothesis 1 Ho Gender of borrower does non influenced microcredit repayment. H1 Gender of borrower does influence microcredit repayment. 2. To investigate whether types of business activities influence microcredit repayment. Hypothesis 2 Ho Types of business activities does not influenced microcredit repayment. H1 Types of business activities does influence microcredit repayment. 3. To investigate whether metre of bestow influence microcredit repayment.Hypothesis 3 Ho Amount of loan does not influenced microcredit repayment. H1 Amount of loan does influence microcredit repayment. 4. To investigate whether repayment tip influence microcredit repayment. Hypothesis 4 Ho Repayment end does not influenced microcredit repayment. H1 Repayment period does influenced microcredit repayment. This chapter is discussing about the look into design, data collection method, look instrument, interrogative sentencenaire desi gn and sample distribution frame to meet the objectives of the flying field.In this find out, descriptive explore for squeeze be conduct to mother the development needed. It go out admit acquiring first-string data, preparing questionnaires and sampling method as well as deciding on how the variables depart be measure and being analyse. This study give be conducted among the teachers at Sekolah Menengah Kebangsaan Tengku Ampuan Jemaah, port Klang, Selangor. 3. 0Data Collection Method there are two ways in gathering data for the study. world-class is the chief(a) data which is specially put in by the police detective and help is the secondary data or any education gathered from resources amass and published by others. . 0. 1Primary Data Primary data refer to information obtained first-hand by the researcher on the variables of interest for the specific pop the question of the study (Sekaran, 2010). Obtaining primary data erect be expensive and quantify go throu gh as it requires researchers to observe and conduct an experiment on something to gather information about specific problems. It testament take time in pile up data. (a)Questionnaire A set of questionnaire has been designed to obtain a quantitative primary data for this research.The purpose is to gauge the relevant information to achieve the research objectives besides to determining and evaluate the level of microcredit repayment among employees. The primary data will be lay in from questionnaire that will distribute to the teachers at Sekolah Menengah Kebangsaan Tengku Ampuan Jemaah, Port Klang,Selangor. (b)Journal Researcher will also use journal as the primary data for data collection method in order to pull out the information regarding for the research. 3. 0. 2Secondary DataSecondary data that will be collected can be use and these data can be primed(p) quickly and cheaper in terms of cost. Secondary data could be collected through internal and external sources. Internal data are those generated deep down the organization while external sources of data in other pass are generated by sources outside the organization. For the purpose of this study, the researcher will obtain the external sources from books, library references, articles, website and others. These are some of useful information that will serves as the groundwork for theoretical framework and literature review. .Research cats-paw Regarding Malhotra (2004), defined that questionnaire is a merged proficiencys for data collection compriseing of a serial publication of questions, compose or verbal that respondent answers. In addition, it is called a schedule, written form, measuring instrument, or formalized set of questionnaires for obtaining information from respondents. The standardized questionnaire will ensure comparability of the data, increase speed and accuracy of recording, and facilitating data processing. It ask to capture primary data is questionnaire.Questionnaire is a f ormalized instrument for intercommunicate information, directly from the respondent. It is designed to facilitate data gathering, which is directly related to the study. Questionnaires will be distributed directly to the respondents for them to answer. The questionnaires for this research consist of two fractions. The first section will consist of questions related to profile of the respondents and the second section will consist of question regarding of loans. The format used for the questionnaire will be structured in rating scale which is liker scale and multiple choices.The liker scale is (1) = severe disagree, (2) = disagree, (3) = average, (4) = agree and (5) = strongly agree are used. The questionnaires will be distributed haphazardly to the teachers at Sekolah Menengah Kebangsaan Tengku Ampuan Jemaah, Jalan Pandamaran, Port Klang, Selangor. 5. 0Questionnaire Design In this research, in order to get information from respondents, the researcher will choose the structured q uestions. 5. 0. 1Structured Questions Structured question specify the set of response alternative and the response format that could be multiple choices and scale.The structured question was the most frequently used in the marketing research. i)Multiple Choices The researcher provides choices of answers and respondents will be asked to select one or more of the alternatives given that mostly closely match their own response. For this study, the researcher will use this kind of question for respondent profile at section A. ii)Scale For this study, the Liker Scale questionnaire will be use widely where requires the respondents show strongly disagree or strongly agree with each of serial publication of statement about the Microcredit Repayment.What is the level of microcredit repayment among employees? 2. Does gender of borrower will influence microcredit repayment? 3. Does a type of business activities will influence microcredit repayment? 4. Does amount of loan will influence microc redit repayment? 5. Does repayment period will influence microcredit repayment? 7. 0Sampling 7. 0. 1Sampling Design Based on Malhotra (2004), a sample is a subgroup of the universe of discourse selected for participant in the study.Population is meat of all the elements that share some common set of characteristics and that comprise the world for the purpose of the marketing research problem. tally to the Zikmund (2003), the simple size can be 30 units and more, whereas Sekaran (2003) has mentioned between 30 units to 500 units, so only if 100 respondents were selected and accepted for this study. The sampling design process includes five mensurations that are sequentially in the figure 2. 0 below. Figure 2. 0 The sampling design process 1)Defining target PopulationThe first step of the sampling design will be specifying the target population. The target population means the collection of elements or subjects that possess the information sought by researcher and about which i nference are to be made (Malhotra, 2004). According to Sekaran, (2003), population refers to the entire group of people, events, or things of interest that the researcher wishes to investigate. For the purpose of this study, the population will consist of employees at Sekolah Menegah Kebangsaan Tengku Ampuan Jemaah, Jalan Pandamaran, Pelabuhan Klang, Selangor 2)Determining sampling FrameA sampling frame is a representation of the elements of the target population that consist of a list or set of direction for identifying the target population. However, as for the sampling frame, this study has narrow down the elements of the target population to those employees in spite of appearance a few divisions or units at Sekolah Menegah Kebangsaan Tengku Ampuan Jemaah, Jalan Pandamaran, Pelabuhan Klang, Selangor. The rationale is because the researcher will be only target to collect 50 respondents for this study. 3)Determine the Sample size of itSample size refers to the number of elements to be included in the study. Regarding to this study, the sampling size were decided around 50 respondents only due to the time and money constraints. The targeted respondents will comprise the employees of divisions and units at Jabatan Pendidikan Negeri Selangor. 4)Execute the Sampling Process In execute the sampling process, once the target population, sampling frame, sampling technique and sampling size has been determined, allocation of the sample will be quite an easy to execute.